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Most weddings cost far more than you would spend on a decent saloon car. It’s unthinkable that you would drive your brand new car without insurance cover, yet so many couples take a bigger financial risk by not insuring their wedding costs against the risk of total loss. By comparison to cars, house content, possessions, valuables, etc., wedding insurance costs very little for comprehensive cover. The relatively small premium for wedding insurance will give you peace of mind as you plan for your wedding.
Wedding insurance policies give a wide range of cover for many eventualities that could affect your wedding day. However, it is unlikely that small, irritating events would be included in the cover, such as rainfall, cloud, etc. but stronger weather forces that affect the wedding day almost certainly would, such as floods, landslides, earthquakes, etc. If adverse weather or other unpredicted events were to cause your wedding or reception venue to close or become inaccessible then your wedding insurance policy would provide a suitable level of cover. The same policy would cover unpredictable events with the wedding car supplier or the caterer or even if the bride or groom should sustain an accident which caused the wedding to be cancelled for the planned date. A low premium insurance policy to cover all of the wedding day suppliers and events will compensate for those unexpected situations that can leave you seriously out of pocket.

When you start to plan the wedding arrangements most couples wouldn’t consider including insurance as a part of their list – but you should! When you have set your wedding date and you start to book the suppliers for your wedding you are starting to make financial obligations for the big day – at that stage you should have your wedding insurance in places as well. This will give you a maximum period of cover for your insurance fee as well as adequate cover should anything go wrong in the period leading up to your wedding day that may leave you financially disadvantaged.

A good wedding insurance policy will include the following items in it’s cover: cancellation of your wedding (check the applicable clauses, it’s unlikely a change of heart will be covered!), wedding rings and jewellery, the wedding dress, attire purchased for the groom, best man, bridesmaids (if formal attire is to be hired, check insurance liability with the supplier), cancellation of the wedding and reception venue(s), catering supplier, wedding florist, personal accident of the bride or groom causing disruption of your wedding plans, public liability cover (check that your wedding and reception venues carry public liability cover for your guests whilst on their premises), personal liability and legal expenses for the bride and groom, cancellation or failure of wedding cars, accidental damage to your wedding cake, wedding photographer (ensure that provision is included for any possibility of your photographs being destroyed), wedding gifts (including an amount to cover cash and vouchers received).

Don’t forget insurance cover when planning your honeymoon. The honeymoon insurance is normally covered by travel insurance offered by the travel agent or available through insurance brokers, it is unlikely that honeymoon insurance would be included in a wedding insurance policy. One item that is often overlooked is cover in the event that the honeymoon is cancelled due to the wedding not taking place – neither the wedding insurance nor the travel insurance is likely to cover such a risk – so it is worth considering taking out a separate insurance cover for this specified risk (the insurance premium for such a policy is likely to be very small and may even be able to be added onto your wedding insurance cover as a specific item).

Planning and organising your wedding can be a very enjoyable experience, leading up to one of the most exciting and important days of your life. No one expects things to go wrong, and they rarely do, but you should have the reassurance of wedding insurance to give yourself peace of mind over any unexpected or unpredictable events that could disrupt your wedding day. When you start to plan your wedding day and book the suppliers, take out your wedding insurance policy at the same time. This gives the maximum period of cover and means you can concentrate on your wedding whilst you have the reassurance that the whole event is covered by your wedding insurance policy. Enjoy planning for the big day and your wedding day itself – congratulations, it’s one of the most enjoyable days of your life.

ou pretty much have most of the vendors chosen for your wedding, but now onto the wedding DJ pricing. So how much does a wedding DJ cost? You will see many different wedding DJ prices, keep these points in mind and you will find the right one.
Cheap Wedding DJ Prices

These prices will usually be in the ranges of 100.00 an hour or less. Many of these wedding DJs are part time hobbyists. They might have no idea how to coordinate and deliver what you want at your wedding. Just call these companies and you will notice a huge difference with their customer service skills. This might be a risky deal because they might show up with low grade equipment (if they even show up at all). There is a possibility that you can spend $200-$600 on your wedding DJ and be happy, but you have to understand what cheap wedding DJ prices really mean.

My Recommendation: Never hire a wedding DJ that costs less than your veggie tray

Average Wedding DJ Pricing

So you biggest criteria was your budget, and you went way overboard. So instead, you and your finace decided to hire someone to “Just Play Music”. Do you want the good news or bad news first? Okay straight to the good news, you just save 100 bucks! Unfortunately your decision might cost you thousands down the road. This category of wedding DJs is priced all over the place. Usually many are larger wedding DJ companies that subcontract 15-25 wedding DJs every weekend. They improve their profit margin this way (more DJs=smaller profit margin) to support advertisements and overhead. There are many good DJs that are subcontracted by these companies. However, they might be so big that you might not know who will your wedding DJ until the week of.

I said earlier that there is a difference between a full-time company and part-time hobbyist. A full-time company depends on your referrals to generate future leads and business. This means that they are 110% dedicated to your wedding reception. The wedding DJ cost needs be looked at with their references. Ask for recent clients’ names, phone numbers, and e-mails. When I say recent I mean 6 months or less when available. Any reputable company will be able to give you this information.

My Recommendation: Let the buyer Beware

Expensive Wedding DJ Prices

These people may charge anywhere from $1500-$4500. There may be added value, such as an additional DJ/wedding coordinator, lighting, staging, dancers, or props. Other times, this price is determined by an owner with an overinflated ego. If their wedding DJ cost is expensive, then this does not mean that they have instant credibility. This price might be marked up since they do not have enough word of mouth referrals yet. You should not have to take out a second mortgage to pay for your wedding DJ cost. If this sounds like fun to you, then by all means go for it. You will have a BLAST.

My Recommendation: Get everything in writing, and question anything that might be overkill

How Much Does a Wedding DJ Cost

So, how much does a wedding DJ cost? This depends on how comfortable you are with the lighting, experience, equipment, music, and fun options. You should try unique things because your wedding is far from ordinary. This does not mean you need to break the bank with wedding DJ prices, but see what options are really worth the cost. The typical wedding DJ cost will vary between $800-$1200. In the short term the wedding DJ price will be a factor in your budget, and long term 80% of the success of your wedding is based on the entertainment. If you want to have a great time, you will interview multiple companies.

My Recommendation: Stay away from the cheapest, don’t go with the most expensive and do not hire anyone that is average
http://www.articlesbase.com/weddings-articles/how-much-does-a-wedding-dj-cost-prices-pricing-308111.html

Autumn is quickly becoming one of the most popular times for weddings, just behind the long-time favorites of June and September. Whether it’s because this is the only time a bride can find an open venue available for rent or if it’s because she loves the colors of fall, the months of October and November are quickly becoming a favorite among wedding planners. But with this new trend comes a few unique challenges; for example, outdoor weddings during the fall are colder and may be more prone to rain. Kids are back in school so some relatives may not be able to travel as easily. And how is a bride to find just the right fall wedding favors for her reception?
Planning an outdoor wedding during the fall may mean having an indoor option just in case the weather takes a turn for the worse, and of course some guests may not enjoy being outside in the chilly weather regardless. If you have relatives that need to travel, you may need to make some arrangements for them to come in after the kids get out of school and for them to go back right after your ceremony. And when it comes to fall wedding favors, you have some options if you’re willing to do a bit of comparison shopping.

Of course, there are many favors you can choose that are not necessarily fall related, if they fit your personality and style. But it may be nice to add a few touches to really make them fit into your autumn wedding. For example, small picture frames make great fall wedding favors if you opt for wood rather than silver. Magnets are also nice, especially if they’re in the shape of leaves. And remember that whatever you choose, autumn colors are going to fit well. If you opt for candles, get them in warm browns and rusty reds. Some brides give away small tote bags, and if they’re in these shades they too can make lovely fall wedding favors. When you choose any of these items, make sure you dress them up by wrapping them in some lovely paper, and again, choose the colors of autumn by selecting earth tones for the paper and the ribbon – shiny bronze rather than silver.

Another great option for fall wedding favors is personalized candy bar wrappers. If you choose the right company, you can find designs that are perfect for autumn, whether they’re piles of leaves or fall sunsets or other landscape designs. These also make great choices because they can be personalized with your name and date as well.

You can of course make your own fall wedding favors by choosing items you can assemble yourself; for instance, many brides use Hershey’s Kisses that they put into tulle or foil bags. You may opt instead for Hershey’s Kisses with Caramel, as the wrappers are a gold color, which fits into a fall-themed wedding. Find bags that are also bronze or that warm russet color that matches both the favors and your wedding’s theme.

Having your wedding in autumn can bring about some particular challenges, but the beauty of the season can make it all worthwhile.

http://www.articlesbase.com/weddings-articles/tips-for-choosing-the-right-fall-wedding-favors-302934.html

If you think it’s just too overwhelming to create and assemble your own cheap wedding favors, don’t! Any bride can save herself literally hundreds of dollars if she follows these few simple steps needed to create and assemble wedding favors on her own. With a little bit of planning and effort, you’ll find that you can do it too.
Step #1 – Decide your wedding favors budget.

Even when planning on assembling or making your own cheap wedding favors, you still need an idea of how much money you can spend. Let’s say that you have 200 guests and you want to spend less than $1 for each, so you have a budget of $200. That’s not a bad amount to spend on cheap wedding favors, and should be enough to let you make some very beautiful items.

Step #2 – Start early!

Making your own cheap wedding favors is going to involve a bit more planning, shopping, and work than if you simply picked out favors from a company online. Don’t wait until the week before your wedding to make plans or to start shopping. As a matter of fact, you should probably start today, no matter how far off your wedding is! This way you’ll be sure to finish and have your favors done in time for your big day, and keep yourself from some undue stress.

Step #3 – Decide what type of favors you want.

For cheap wedding favors, the best ideas usually involve buying something in bulk such as chocolates or Jordan almonds, and then assembling them into take-home packets of some sort. It might also mean purchasing less expensive items and then dressing them up somehow, such as small picture frames or boxes of bonbons that you wrap in silver wrapping.

The decision of which cheap wedding favors you select will be tied in with your budget. If you decide on those small boxes of bonbons, you need to figure the price of the chocolates, the wrapping paper, and anything else you need to put them together. If you want those Jordan almonds in take-home bags, you need to add up the cost of the almonds, the bags, and anything you use to tie the bags with, or personalized labels if you use those. It helps to do some comparison shopping for different ideas you have for cheap wedding favors, and then you can look at the costs for each item and make your decision from there.

Step #4 – Enlist some help.

Your bridesmaids and maid of honor may already be doing a lot of work for you to get ready for the big day, but you probably will need some help when it comes time to actually prepare those cheap wedding favors. It’s too easy to assume that you can just zip through an assembly line of chocolate and bags and whatever else, but you’d be surprised how much time these things can take, and how frustrated you get. If your friends are already at their limit with responsibilities, ask your future mother-in-law or future sister-in-law or even the flower girls, if they’re old enough. Chances are they would love to pitch in for an evening and see what they can get done.

Step #5 – Make your plan, and stick to it.

Some people are just very hypercritical of their own work, and it’s easy to start panicking and assume that your guests will know that these are cheap wedding favors or that you should have opted for something else. But remember, your guests will probably be happy with whatever you choose to give them, and chances are you’re just feeling nervous overall. Relax, work through your plan, and reassure yourself that your choice of favors is the right one.

http://www.articlesbase.com/weddings-articles/5-simple-steps-to-making-your-own-cheap-wedding-favors-298298.html

There are many reasons why a bride might choose chocolate wedding favors for her reception. They’re typically very affordable, come in a wide variety of flavors, look beautiful and festive, and let’s face it, who doesn’t love chocolate?

But wanting to have chocolate wedding favors for your reception can leave you scratching your head as to what you should actually choose, and how chocolates can be presented at your reception in a beautiful and appropriate manner.
Choosing these favors will depend on many things, but probably your budget more than anything. There’s no limit to the amount of money you can spend on designer bonbons and truffles and other gourmet items, so it’s a good idea to have an actual budget in mind before you even begin shopping around.

You might also want to give some consideration to the theme and tone of your wedding and reception. Is it a very formal affair in an elegant banquet hall or a more casual party? If it’s formal and traditional, then typically you want chocolates that are just as elegant and indulgent. Most chocolate makers have packages that they make up just for weddings, usually a small collection of bonbons or truffles that comes in beautiful boxes. They may be decorated like little tuxedos and wedding gowns. They may be heart-shaped and hand decorated with your names or initials. Some may offer just one very exquisite or decadent chocolate in its own mini tray or foil, and be wrapped with a bit of tulle and ribbon.

Other small treats may be a few chocolates stacked on top of each other to resemble a wedding cake, again, in its own mini tray and ribbon or a small clear box. There are also chocolates in the shape of a letter which is usually in a clear plastic bag and tied with an elegant ribbon.

However, if your reception is more casual then your options can include treats such as chocolate covered pretzels in a small box. If you’re both sports loves, there are chocolates shaped like golf balls, soccer balls, bowling balls, volleyballs, baseballs, and virtually any other sporting ball you can think of.

For those who love casinos or who are planning a Vegas-themed wedding, some chocolate wedding favors are shaped like large dice or like poker chips.

For beach wedding favors, you can find chocolates in the shape of seashells. Some bakers can offer to make just plain squares of chocolate that are stamped with your name or initial.

When opting for chocolate wedding favors such as these, be sure to dress them up with a personal touch. If the box they come in is rather plain, wrap it in beautiful wrapping paper and large ribbon from either your paper supply or fabric store, in a color that matches your reception’s theme.

And of course a very affordable and unique option for chocolate wedding favors is personalized candy bar wrappers, which usually come in a wide variety of designs and styles. These can match your wedding’s tone, whether elegant and traditional or fun and whimsical, and can also provide a nice keepsake for an album or scrapbook.

As more and more chocolate makers realize the popularity and versatility of chocolate wedding favors, you may see that you as a bride have more and more options available to you when it comes time to choosing just the right chocolate favors for your reception.

When people think about planning a wedding they think about the dresses, planning a menu, choosing a venue and picking flowers for the wedding bouquet. However more often than not the first thing everybody does when they begin to plan their wedding is set the date. Many people don’t see how this can cause issues, but planning the date is probably the most important choice you or your wedding planner will have to make,

The wedding day must not only be convenient for you and your spouse but also for your guests. Most people pick a weekend day, usually a Saturday to avoid conflict with other religious days and to ensure most people are not at work.

Try to plan your wedding for a day which does not clash with public holidays and festivals. If you book your wedding day on or around religious or public holidays you may find some guests cannot make it. Be sympathetic to other religions too, the last thing you want is some of your wedding guests fasting while you celebrate you wedding with a banquet at the reception venue. Also remember if it is a bank holiday weekend that most people like to get away for these periods and if you don’t send the invitations out early enough your guests may have made plans.

Also try to avoid the beginning and end of school holidays as most people book holidays abroad around these times. Try to keep away from family birthdays too, if possible keep away from Valentines Day, Christmas and Easter as many caterers and florists will be busy around these times and will have less time dedicate themselves to your special wedding day.

Dream weddings in Miami and Bali are not unheard of – Goa has recently become a popular destination for couples around the world to plan their dream ocean-side weddings.
Pretash and Chetna have traveled from UK to plan their March 2008 wedding on a Goan beach.

They hope to have atleast a 100 of their close friends and family in attendance as they exchange their vows. For this they need to work out logistics and other economics.

Their marriage planner is Ranjan Patnaik who runs an agency that specialises in putting together splendid Goan weddings for NRIs and foreign tourists.

Ranjan can take care of all types of needs, from the basic to the luxurious. He can easily be contacted at weddingplannersgoa.com.

Estimates show that annually Goa witnesses atleast 200 tourist weddings.

A German couple just got married in accordance to a Greek Orthodox custom, in a virtual palace built on the beach. Their planner even flew down a Greek Orthodox priest to conduct the ceremony.

The cost of such weddings, that are normally 2 to 4 day affairs could stretch anywhere between Rs 25 and 40 lakh depending on the couple’s demands.

This business earns foreign exchange and the five-stars have started working on a business model around such weddings.

Rajat Chatterjee, General Manager of Goa Marriot said, “Its all about getting the ‘wow’ into the wedding, having said that for us at the Goa Marriott we are creating a special wedding room which will have a different feel for different kinds of weddings.”

“We can do different venues, we can host weddings. We let the families of the bride and the groom who are orgainising the wedding get an understanding of what we can do in Goa. We are very excited to move forward with weddings, it is going to be a huge market for us.” He said.

With an increasing number of NRIs and foreigners marrying here, perhaps one could safely say that it is a viable market as people are ready to dish out for an Indian paradise in Goa.

http://www.ndtv.com

As the year draws to a close, a number of notables are looking back with loving memories of their engagements. Whether they took their first step toward “I do” over dinner at a romantic restaurant or during an exotic holiday getaway, Lovetripper takes a look at the locales where the stars chose to propose in 2007.

1) Charlie Sheen– Brooke Mueller didn’t realize that an 11-carat engagement ring was on the menu as she dined with the Two and A Half Men star in their suite at the Four Seasons Hotel in Costa Rica, a 153-room retreat offering views of golden sand beaches, tropical gardens and cobalt blue waves of the Pacific Ocean.

2) Nick Cannon and Selita Ebanks– Although an October announcement revealed that their romance would not lead to a walk down the aisle, the Drumline star and the Victoria’s Secret model will always look back fondly on their May 7, 2007 proposal in the heart of Times Square, when a jumbotron flashed the words “Selita, Will You Marry Me?” as the actor slipped a 15-carat, cushion-cut engagement ring from Jacob & Co. on to the model’s finger.

3) Natalie Glebova– Thai tennis star Paradorn Srichaphan had two reasons to celebrate on April 13th, 2007. The day marked not only the start of his country’s New Year, but also the beginning of a new life together with the woman he loves as he presented the former Miss Universe with a 3-carat diamond engagement ring during a romantic vacation on the Indonesian island of Bali. The couple wed seven months later in a ceremony held in Bangkok.

4) Prince Joachim of Denmark– The colors of the French flag, represented by the ruby, diamond and sapphire that sparkles on Parisian Marie Cavallier’s engagement ring, are both a loving reminder of her native land and a symbol of the lifetime of happiness that is to come after the fourth in line to the Danish throne asked for her hand in marriage during a trip to Turkey.

5) Jimmy Fallon– Choosing a cinematic setting for his sunset proposal to movie producer Nancy Juvonen, the former Saturday Night Live comedian escorted his bride-to-be to a deck over the waters of Lake Winnepesaukee in Wolfeboro, New Hampshire, a view made famous in the Oscar-winning ode to everlasting love, On Golden Pond, where he presented the producer behind such romantic flicks as Never Been Kissed and 50 First Dates with a Neil Lane engagement ring.

6) Amber Peebles– The Louvre may be the home of such stirring works of art as Winged Victory, the Venus de Milo and Mona Lisa, but as he stood outside on the steps of the Paris museum, radio personality Brooke Howard-Smith only had eyes for one beauty– MTV New Zealand’s Amber Peebles. On bended knee, the prospective groom presented his love with a loose diamond, which the bride-to-be would later have set in a ring of her own design.

7) Rosamund Pike and director Joe Wright– Keira Knightley congratulated her “cinematic sister” as the actress’s Pride & Prejudice co-star and the director of the 2005 Jane Austen classic announced at The Bauer Hotel in Venice that they were engaged on the banks of Lake Como. The couple plan to become husband and wife in May 2008.

Mekhi Phifer– 2007 was a year of new beginnings for the ER star, who welcomed a 5lb., 4oz. baby boy on October 30th, six months after presenting a 2.65-carat diamond engagement ring to Oni Souratha during a getaway to Cabo San Lucas, Mexico.

9) Kate Walsh and Alex Young– They may be one of Tinseltown’s top twosomes, but the newly wed Private Practice star and the FOX studio executive left their hearts in San Francisco when the couple became engaged over dinner at Restaurant Gary Danko, a five-star Mobile-rated eatery. The Jubilee cut Neil Lane engagement ring slipped on the TV star’s finger was accompanied by a wedding band in September 2007 during a ceremony held in Ojai, California.

10) Heidi Montag and Spencer Pratt– A Santa Barbara sanctuary for stars in love, the Bacara Resort and Spa has been the site of several celebrity celebrations. Since opening its doors in 2000, the Spanish Colonial-style retreat has welcomed the weddings of Shanna Moakler and Travis Barker and Rules of Engagement cast member Bianca Kajlich and L.A. Galaxy soccer player Landon Donovan, hosted the wedding reception of Beverly Hills 90210’s Jennie Garth and Peter Facinelli and provided a hideaway for One Tree Hill honeymooners Chad Michael Murray and Sophia Bush. In May 2007, the Tinseltown twosome from The Hills continued the tradition as Spencer Pratt knelt on bended knee and presented his love with a platinum engagement ring topped with a lemon amethyst embraced by small diamonds.

You may not lay claim to Google co-founder Larry Page’s fortune, but if you’re willing to open your wallet, you can say “I do” like the 34-year-old tech titan.

Just head to Necker Island, where Page last month married 27-year-old Stanford Ph.D. candidate Lucy Southworth. The 74-acre island in the British Virgin Islands is owned by billionaire Sir Richard Branson of the Virgin Group.

Guests can stay in the eight-bedroom Great House or in one of the five smaller Bali houses that dot the island; together they sleep 28 guests. The entire island can be reserved for about $47,000 a day, with a five-day minimum stay. You may choose between an informal beachfront wedding or a more formal ceremony in the main lounge. Included in the package are such amenities as a couple’s massage, access to water sports, lessons with a professional tennis pro, all meals and drinks, and boat transfers from Virgin Gorda or Beef Island (Tortola) airports.

Click here to see more about exclusive wedding spots at our partner site, Forbes.com.

Necker Island is one of a handful of spots worldwide that offer soon-to-be-weds pricey, one-of-a-kind ceremonies. Other spots include Turtle Island in Fiji and Ireland’s Ashford Castle. All feature luxurious lodging, ultimate privacy and top-notch amenities.

Destination weddings are filling a need among the world’s affianced. One out of every six couples getting married for the first time choose a destination wedding, according to www.destinationweddings.com, a wedding planning site. That number rises to 61% for couples getting remarried. For most folks, destination weddings offer a chance to celebrate in style. For high-profile brides and grooms such as Eddie Murphy and Tracey Edmonds, who wed last weekend on a private island off French Polynesia’s Bora Bora (they plan to legally wed in the U.S. when they return), or those seeking seclusion, destination weddings are the best way to guarantee privacy on the big day.

“If you want to have an incredible wedding, you can’t beat a destination wedding,” says Marilyn Oliveira, senior editor at WeddingChannel.com. “They are definitely a trend and growing every second.” ABC News - Jan 9, 2008